Construction Loan

Building your dream home from the ground up is an exciting venture, and securing the right financing is a crucial part of turning those dreams into reality.

At Equity Edge Finance, based in Geelong, Victoria, we specialise in construction loans, offering tailored financing solutions that align with your project's unique needs and goals. Our expertise as loan brokers enables us to navigate the complexities of construction financing, ensuring a smooth and supportive journey from start to finish.

Why Choosing Us for your Construction Loan?

• Personalised Service: At Equity Edge Finance, we understand that every construction project is unique. Our personalised service ensures that we understand your vision, requirements, and financial situation, enabling us to provide a loan solution that's perfectly tailored to your project.
• Access to a Wide Range of Lenders: With connections across a broad spectrum of lenders, including major banks, specialty construction loan providers, and boutique financiers mostly through FC Financial Group network, we can secure competitive rates and flexible terms that best suit your construction project's specific demands.

• Initial Consultation: Our process begins with a comprehensive discussion about your construction plans, budget, and timeline. Understanding your vision allows us to tailor our services to match your specific needs.
• Loan Selection: Based on your project's requirements, we present you with a selection of construction loan options from our network of lenders, highlighting the pros and cons of each to help you make an informed decision.
• Application and Approval: We prepare and submit your loan application, ensuring accuracy and completeness to facilitate a smooth approval process. Our team remains in constant communication with the lender, addressing any queries or requirements on your behalf.
• Construction Phase: With the loan in place, funds are released in predetermined stages throughout the construction process. We'll be there to assist with the administration of these drawdowns, ensuring they align with your project milestones.
• Completion and Beyond: Upon project completion, we'll guide you through the transition from a construction loan to a traditional mortgage, if necessary, ensuring your financial arrangements continue to meet your needs in the long term.